Kingdom Impact Calculator
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Your Kingdom Impact
Assessment

Discover how much more you could give to your family, your church, and the causes you love — without writing a larger check today.

Takes 2 minutes · No obligation
Step 1 of 5

Tell us about
your situation

We'll use this to estimate your estate and tax picture. Approximate answers are perfect.

Your Age Range
Health Status
Marital Status

Your wealth picture

These numbers help us estimate your tax exposure and giving opportunity. Ballpark figures are fine.

Estimated Net Worth (Assets – Debts)
$2M
$500K$20M+
Annual Household Income
$500K
$150K$5M+
How Much Do You Give to Charity Annually?
$25K
$0$500K+

What matters most
to your heart?

Select every cause that matters to you. Your results will include a custom giving allocation showing exactly how much could flow to each area you care about.

What's your biggest
financial concern?

This helps us focus your results on the area where your opportunity is greatest.

See your
Kingdom Impact

Enter your name and email to unlock your personalized results. We respect your privacy — your information is never shared or sold.

First Name
Email Address
Phone (optional — only if you'd like us to call)

Estimated Kingdom Impact

$0

Total estimated value you could direct to family and Kingdom causes — combining tax redirection, guaranteed death benefit, and lifetime dividend income — rather than losing it to taxes.

Your causes
Estimated Tax Redirection
$0
Taxes that could be legally redirected into gifts to ministry — through charitable beneficiary designations, deductions, and estate structuring — rather than paid to the IRS.
Projected Death Benefit
$0
Tax-free, guaranteed payout to your family and named ministries at death. No market risk. No probate. Paid directly to beneficiaries.
Giving Multiplier
For every dollar of annual premium, this is how many dollars your designated beneficiaries receive at maturity. Your premium works harder than any investment account.
Estimated Annual Premium
$0
Approximate annual cost to fund this structure. Actual premiums depend on your age, health classification, and policy design — we'll quote precisely in a consultation.

"You may be leaving significant Kingdom opportunity on the table — not because you're not generous, but because no one has shown you the strategy."

Your Personalized Giving Allocation

Based on the causes you selected, here is how the death benefit could be structured. You control the exact split — these proportions reflect your stated priorities.

Present Impact — Starting Year 1
Your New Annual Giving Capacity
$0/yr
Whole life policies pay dividends that begin accumulating in Year 1. You can draw on these as a tax-advantaged income stream — increasing your charitable giving immediately, without reducing your take-home or existing savings.
Future Legacy — At Policy Maturity
Tax-Free Benefit to Family & Ministry
$0
At death, the full death benefit transfers tax-free to your beneficiaries — family members and named charities — as a guaranteed lump sum. Your annual premiums become a permanent endowment for the Kingdom causes you selected above.

How Your Policy Grows Over Time

Whole life insurance isn't just a death benefit — it's a living financial asset. Your cash value grows tax-deferred every year. Dividends compound and increase your giving capacity. By Year 10, the policy becomes largely self-sustaining. These figures illustrate the trajectory based on your inputs.

Policy Year Cash Value Annual Dividend Cumulative Dividends Annual Giving Capacity Death Benefit

Projections assume a 5.5% illustrative dividend rate applied to growing cash value, consistent with historical mutual carrier performance. Actual dividends are declared annually and are not guaranteed. Cash value and death benefit grow as dividends are credited and reinvested. This table is for educational purposes and is not a policy illustration. Request a consultation for a carrier-issued, personalized illustration.

Ready to see the exact numbers?

These are educational estimates based on your inputs. A free 30-minute consultation generates a carrier-issued policy illustration with precise figures tailored to your age, health class, and goals — at no cost and no obligation.

No obligation No pressure Confidential

These calculations are for illustrative and educational purposes only and do not constitute a policy illustration, financial advice, or tax advice. All figures are estimates. Actual results depend on underwriting outcomes, carrier dividend declarations, policy structure, and individual tax circumstances. Consult a licensed insurance and financial advisor for a formal proposal.

"Each of you should give what you have decided in your heart to give,
not reluctantly or under compulsion, for God loves a cheerful giver."

2 Corinthians 9:7